Savvy Cybersecurity RecapSubmitted by Balanced Financial Concepts, Solon, Ohio on September 25th, 2018
Thanks again for those of you who took the time out of your schedule to participate in our Savvy Cybersecurity program, either in person or online. We hope that you found the workshop informative and helpful. As was shared at the conclusion of our workshop, there are two “homework assignments” that we’d strongly encourage you complete.
One of the best protections you can place on your “identity” is a credit freeze. This is the strongest precaution you can make to protect your identity and ensure no unauthorized access to your credit report without your permission. If you do place a freeze, remember that you will need to “unfreeze” your account should you need or approve an authorized credit search.
Here are the links for each of the credit bureaus that will take you directly to the page where you can begin the credit freeze process.
- Experian: https://www.experian.com/ncaconline/freeze
- Equifax: https://www.freeze.equifax.com/Freeze/jsp/SFF_PersonalIDInfo.jsp
- Transunion: https://freeze.transunion.com/sf/securityFreeze/indexProcess
Two-factor authentication (also called “multi-factor authentication) is an extra layer of security designed to ensure that you're the only person who can access your account(s), even if someone knows your password. We encourage you to enable two-factor authentication with your email accounts as well as your bank and credit card online accounts. You should find this option in the settings, security or administrative section of your online account.
In addition, we strongly recommend you to spend some time reviewing your passwords and how you use them. Remember, as a general rule of thumb, it would take a computer about:
- 30 minutes to crack an 8-digit password (containing a combination of letters, numbers, special characters)
- 30 days to crack an 10-digit password (containing a combination of letters, numbers, special characters)
- 200 years to crack an 12-digit password (containing a combination of letters, numbers, special characters)
Make all your passwords (where possible) a minimum of 12 digits (containing a combination of letters, numbers, special characters). And don’t reuse your passwords! Remember to rethink how you respond to “security questions.” In order to manage and store your passwords and related information, consider using a secure password manager. There are a number of good ones out there. Here is a great article, The Best Password Managers for 2018. Two that we really like are LastPass and Keeper. Both provide the highest level of security.
Finally, please review these red flags to look for before opening a suspicious email: Email - Red Flags
Thanks again for the time you invested in our Savvy Cybersecurity program.