Blog
Financial Planning is what we do! Our Blogs are designed to inform you on the various aspects of financial planning and wealth management and how they apply to your personal plan.
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Why Legacy Planning Is Critical For Family Businesses
If your business forms the core of your legacy, estate planning is critical in protecting its future. An estate strategy helps you manage your financial affairs now and control the distribution of wealth upon your death.
Read More3 Reasons Why Every Family Needs a Legacy Plan Now
Legacy is about far more than the money or assets you leave to loved ones or the organizations you support. It’s also about protecting your family with your income and tax strategies after you’re gone.
Read MoreThe Best Way to Determine Where Your Wealth Goes
Happy Giving Tuesday! It may seem counterintuitive, but one of the best ways to maintain wealth may be to give some of it away.
Read More‘Tis the Season…to Protect Yourself!
As you likely know, there are more and more attacks on our security online every day, and it’s even more frequent around the holidays. This time of year, be on guard for cyber criminals. To help you stay safe, here are some...
Read MoreWill I Be Okay?
Year-End Financial Checklist To help get where you want to be, it’s critical to know where you are right now. Use this quick checklist to assess different parts of your financial life and note any major changes, opportunities, or...
Read MoreShow All
Use These Year End Tax Planning Tips
Everybody wants to save on their taxes. If you think tax-saving strategies are too complicated, you could be missing out on tax savings. There are a few simple tax-saving strategies available to nearly everyone. Tax planning is more...
Read More5 Essential Year-End Money Moves
Yes, we know it is November but we believe in leading with planning. Review these 5 steps to take before the end of the year.
Read More6 Ways to Protect Your Business from Founder Dependence
Giving up control can be one of the toughest challenges for business owners—especially when you’ve built the business through your own hard work and sweat equity. But founder dependence can be a risk to your business. It...
Read MoreEncouraging Participation in Your Benefits Plan
Getting employees to contribute to the plan can be difficult, but low participation is concerning. To encourage enrollment in your company's 401(k) plan, there are a number of strategies we can work together to implement.
Read MoreWhen To Apply for Medicare Coverage
Anticipating your future medical costs can feel daunting. When it comes to your health, Medicare may be an important part of your retirement strategy. Learn more about when to apply for coverage.
Read MoreAttracting Employees With A 401K
Employees rank 401(k) plans among the most appreciated work-related benefits. A well-designed 401(k) plan can help your small business attract employees and remain competitive in the industry.
Read MoreYou Can Avoid Higher Medicare Premiums
Whether you’re receiving Medicare benefits now, or will begin soon, it’s important to understand how income-based premiums are calculated for Medicare Parts B and D. Here's how your premiums are calculated and how to avoid higher rates.
Read MoreDoes Your 401K Work for Your Business?
Does your retirement savings plan do the job? Here’s a short checklist to help you determine whether your existing 401(k) plan is working for your business.
Read MoreStay Ahead of Medicare Choices
Many people aren’t aware that the best time to begin planning for and learning about their Medicare options, eligibility, and enrollment requirements is now. Stay ahead of the curve to avoid a gap in coverage or potential penalties.
Read MoreWhat Medicare Covers—and What It Doesn’t
Turning 65 means you’re now eligible to receive Medicare benefits. But sorting through the Medicare alphabet can be challenging. Here's an introduction to what the different Medicare plans cover.
Read MoreCommentary | 9.26.23 | Looming Government Shutdown
In their latest commentary, the Cetera Investment Management Team discusses the possibility of a government shutdown. They discuss what this is and what impact it could have on the economy and your investments. CLICK TO READ As...
Read MoreLooking at Flexible Long-Term Care Options
Options for long-term care planning in retirement have become more flexible in recent years. Here we outline some alternatives to traditional long-term care policies to explore.
Read MoreDoes Your Strategy Meet Your Needs?
A proper retirement strategy design balances three basic elements: your savings and tax management objectives, cash flow, and goals for employee benefits.
Read MoreLTC Protection
A Long-Term Care policy can be complex. Policies offer a wide range of benefits and premiums so it is important to make sure you understand the limitations and features of the policy.
Read MoreMitigating Your Mortality Risk
Purchasing life insurance within a qualified plan can help you protect against the risk of premature mortality and provide financial confidence for your loved ones.
Read MorePreserving Your Independence in Retirement
As you near retirement, this could be a convenient time to consider moving into and living in an independent care facility. This housing option could allow you to preserve your independence while providing resources and amenities.
Read MoreHow to Manage Your Retirement Plan
Compliance with the qualified retirement plan rules and regulations can be a daunting task. Together, we can navigate the complexities of the qualified planning world and proactively address any compliance hot buttons.
Read MoreCaring for Aging Parents
Even though it will be uncomfortable, talk to your parents while they’re still healthy and independent. Here are some ideas to introduce the conversation.
Read MoreTime to Review Your Retirement Strategy
When did you last review your retirement strategy? Here are four steps to review your retirement strategy regularly.
Read More6 Vital Questions You Need to Ask When Planning for Retirement
Financial security in retirement doesn’t happen by accident. Keep these six questions handy for the next few years as you start to think more seriously about what you want your retirement to look like.
Read MoreFinancial Planning for a Special Needs Child
Every family is different, which means that each of us must create financial strategies with our particular circumstances in mind. This is especially true for families caring for children with special needs. Parents...
Read MoreFinancial Fitness and The Workplace
We are exploring Financial Fitness this month and are taking a slight twist as we ask how does the financial wellness of your employees impact their work performance?Financial stress and money worries can have a negative impact on a...
Read MoreBuild Your Legacy
What’s your business plan? Your long-term business plan, that is.Your practice is likely the largest asset you own, and it’s critical to ensure its value is safeguarded. That’s why Cetera created the Legacy Builder...
Read MoreDo You Have A Succession Plan for Your Business?
If you’re a business owner and you’re ready to start enjoying your retirement, a succession plan is essential for transitioning in new owners and keeping the business afloat.
Read MoreCreating a Succession Plan for Your Company
If you own a business, you may have already considered who will take over the company once you retire. As you know, this may include tasks like identifying and training potential replacements for key roles in the organization, as well...
Read MoreWealth Management for Small Business Owners Part 2
If you’d like to discuss your options with someone who specializes in being a financial quarterback for small business owners, give the office a call to schedule a no-cost business ownership consultation.
Read MoreCrowdfunding for College?
What is Crowdfunding? Most likely, you have seen or heard of a GoFundMe appeal. Someone presents a need and then asks friends and family to donate and share with their circle of influence. This concept is going to a...
Read MoreWealth Management For Small Business Owners
With goal-based wealth management services, you can get a holistic perspective on your finances and risks. Strategies are tailored toward your short- and long-term goals while keeping focus on maximizing the benefits of business ownership.
Read MoreTips for Smarter Spending
It’s okay to like expensive things (we all do it); inexpensive yet chic living takes a good eye and a little planning. Here are six tips to designer taste on a budget.
Read MoreTax Strategies for Small Business Owners
No matter how simple or complex your business, tax considerations are central to many important decisions: how you structure your business, how you pay yourself, whether to buy or lease office space and equipment, and more.
Read MoreRetirement Solutions for Small Business Owners
As a small business owner, the burden of saving for retirement falls squarely on your shoulders, but a smart strategy can quickly turn that burden into an advantage.
Read MoreHealthcare Coverage for Small Business Owners
As a new business owner, one of the biggest decisions you’ll need to make is how you’ll provide healthcare coverage for yourself, your family, and/or your employees. Learn how to make this decision well this week.
Read MoreFinancial Literacy Month
April is Financial Literacy Month. Throughout April, we will be sharing articles focused on financial literacy and the importance of saving as a base for a successful financial plan.
Read MoreCelebrating Women We Admire: Betty Dukes
As Women's History Month comes to an end, we'd like to introduce you to a remarkable woman whose name you may not know – Betty Dukes. Dukes' story shows that we all have the power to change the world, even if it's one corner at a time.
Read MoreCelebrating Women We Admire: Billie Jean King
This week we wanted to highlight Billie Jean King, one of the most influential figures in the world of sports and beyond.
Read MoreCelebrating Women We Admire: Sara Blakely
This week we chose to highlight Sara Blakely - the woman Forbes named the world's youngest self-made female billionaire.
Read MoreCelebrating Women We Admire: Katharine Graham
March is Women's History Month and a chance for us all to celebrate the trailblazing women who have contributed to our history, culture, and society. Learn about Katharine Graham, the first female CEO of a Fortune 500 company.
Read MoreLife Insurance Review
If you have a quote or policy and haven’t reviewed it lately, you may be surprised to discover that what worked for you then may not not meet your needs now. Here is how to do a quick review to know what you need.
Read MoreLeave Behind a Lasting Legacy
Your legacy doesn’t have to stop when you pass on. There are ways for your legacy to live on and inspire others. While there’s more than one way to ensure you’re remembered, using your life insurance policy is one avenue to consider.
Read MoreHarnessing Your Life Insurance Policy for Long-Term Care
As you and your loved ones get older, it could be time to start considering how you'll pay for long-term care. Your life insurance policy could help you pay for any long-term care that's needed.
Read More5 Retirement Strategies for Small Business Owners
The "5 Retirement Strategies for Small Business Owners" report provides insights into mistakes small business owners often make and steps to take when building toward the retirement you desire.
Read MoreLife Insurance at an Early Age
Perhaps you’ve heard the maxim, “Preparation is the key to success.” But when it comes to life insurance, knowing when to prepare is almost more important than the preparation itself.
Read MoreCelebrating Black Wealth Builders Throughout History
In celebration of the achievements of Black Americans and their integral role in our nation’s history, here are eight Black wealth builders we believe should be remembered.
Read MoreUnderstanding Fee Disclosures
If your small business offers a benefit plan, here's how to help your employees understand their fee disclosure statements.
Read MoreReducing Your Tax Burden
Reducing your tax burden begins with understanding the “ADCs” of reducing your tax burden: avoid, defer, convert.
Read MoreGet Employees To Contribute More To Their 401K
Plan sponsors often wonder how to nudge their employees to save more in their 401(k)s. One simple and promising strategy is to change your matching contribution formula.
Read MoreTax Surprises for Life Events
Whether you’re getting married or divorced, welcoming a new baby, sending a child off to college, changing jobs, or retiring, most life events have tax implications.
Read MoreHelp Employees Understand Their 401KS
Employees need the ability to ask follow-up questions to truly understand complex topics. The best way to facilitate that? Through in-person conversations between employees and a knowledgeable professional.
Read MoreAdd Value To Your 401K Plan Offering
Employers can greatly enhance the value of their retirement benefits by providing employees with access to professional guidance.
Read MoreOngoing Tax Planning
Tax planning is a part of our ongoing process that should occur year round. Working together can help avoid surprises and take advantage of provisions that can help you manage your tax exposure.
Read MoreDetermining the best tax strategies for your small businesses
No matter how simple or complex your business, tax considerations are central to many important decisions: how you structure your business, how you pay yourself, whether to buy or lease office space and equipment, and more.In order to...
Read MoreDon’t Fall for These 5 Common Money Misconceptions
Happy New Year! With the new year often comes resolutions. If financial wellness is one of your goals this year, let's start by looking at some common misconceptions. As always, call us if you want help sorting through all the...
Read More5 Tips to Get Your Finances In Shape
Here’s a list of five valuable exercises you can do to make sure you’re closer to where you want to be financially by this time next year.
Read MoreYear End Thoughts
As we look back on the year, THANK YOU for making 2022 a successful year for Balanced Financial Concepts. Every year we strive to earn your trust in new and different ways by adapting to the ever-changing world and being proactive for...
Read MoreWhy legacy planning is critical for family businesses
As part of a comprehensive financial strategy, an estate plan helps you manage your financial affairs now and control the distribution of wealth upon your death. Your estate plan helps to ensure your legacy is carried out according to your
Read MoreA Handy Estate Planning Checklist
An estate plan acts like a roadmap for your heirs by providing directions on how to settle your financial and personal affairs while ensuring your wishes are being honored. Take the time to educate yourself about the estate planning process
Read MoreGift Giving Considerations for Tax Benefits
To give is better than to receive, unless you’re giving more than your fair share to Uncle Sam. As you prepare your holiday gift list, you may opt to give family and friends gifts with lasting value that also offer tax benefits...
Read More‘Tis the Season…to Protect Yourself!
Attacks on your online security are even more frequent around the holidays. This time of year, be on guard for cyber criminals. To help you stay safe, here are some tips.
Read MoreSave On Taxes With These Simple Year-End Tips
Everybody wants to save on their taxes. Year-end tax planning means going over potential tax deductions that you may have missed during the year. Use these planning strategies with enough time to take advantage of any potential deductions.
Read MoreRetire Wise | November 2022
Considering a QCD in 2022? Act Now!As the winter holidays approach, many people are thinking about ways to satisfy their annual charitable giving goals. For those who meet certain requirements, a Qualified Charitable Distribution (QCD)...
Read MoreKeep, Store, or Shred? A Quick Guide to Organizing
Do you know which documents to keep and which you can shred? Make room in the overflowing filing cabinet now. Download our quick reference guide to keep, store, or shread with confidence.
Read MoreIntroducing AdviceWorks
To keep you informed and keep us connected, you now have access to AdviceWorks®, a powerful technology tool where you can view all your financial data and easily and securely share documents.
Read MoreFinancial Planning in Retirement and Beyond
How can you take full advantage of this time of your life? Here are 3 tips for being financially savvy in your 70s and beyond.
Read More5 Steps to Being Financially Healthy
Creating and sticking to good habits can help you feel more in control and give you a sense of confidence about your finances. Here are five steps to being financially healthy.
Read MoreHappy National Fiduciary Day!
We are guessing that you didn’t even know that was a thing. Well, you are not alone. Gautam is often asked if he is a fiduciary or what that means. So today is a great day to learn all about the AIF® designation.
Read MoreUnderstand These Essential Financial Terms
Before you can set attainable goals for yourself, you have to have a solid understanding of some basic financial terms. That's where we can help.
Read MoreLead With Planning
Our BFC team is focused on providing customized financial guidance to help individuals and families navigate their finances in a logical and easy-to-understand way.
Read MoreDon't Just Do Something, Stand There!
“Aren’t you supposed to know when to get in and when to get out? Aren’t you supposed to protect my accounts before they go down? Aren’t you supposed to help me make money AND help me not lose it?”These are...
Read MoreThe Underutilized Benefits of a Health Savings Account
A Health Savings Account (HSA) is a great cost-saving financial tool. Learn how to get the most out of yours here.
Read MoreWHAT A YEAR! A PERSONAL UPDATE FROM GAUTAM
2022 has been a whirlwind so far and will prove to be one of the most memorable years we’ve had! Here’s a glimpse at what the year has held for us already:In February, we celebrated my wife Rhonda’s 40th birthday...
Read MoreHealthcare Costs in Retirement
Have confidence that you can cover the costs of retirement. Be aware of these healthcare costs that can come up in retirement.
Read MoreDo you Have Enough Saved for Healthcare in Retirement?
An average 65-year-old couple who start receiving Social Security payments at 65, healthcare expenses will consume 68% of their benefits.
Read MoreWhat a year! A personal update from Gautam
2022 has been a whirlwind so far and will prove to be one of the most memorable years we’ve had! Here's a glimpse at the past year for us.
Read MoreCaring for aging parents: where does long-term care insurance fit?
Long-term care insurance can help ensure that you’re never in that position, and it can allow your parents to ultimately pass more of their wealth to their children or to worthy causes, rather than to care providers.
Read MoreCaring for aging parents: understanding Medicaid and Medicare
Making sure your parents receive all of the government healthcare insurance they’re entitled to is an important element of caregiving. Learn more about what Medicare and Medicaid offer here.
Read MoreCaring for aging parents: What does it cost?
If you have aging parents, it’s almost inevitable that at some point in the not-so-distant future, they’ll need long-term care in one form or another. To help you prepare, it’s best to start anticipating expenses sooner than later.
Read MoreCaring for aging parents: How can you start to prepare?
In too many cases, adult children first start caring for their parents as the result of an unexpected medical or financial crisis. This approach—of reacting to crises and not having a game plan in place ahead of time—can be a recipe for unc
Read MoreUnderstanding Your Estate
This free downloadable white paper outlines critical elements worth considering when creating your own estate strategies.
Read More4 Tips to Protect Your Assets in Divorce
Divorce is challenging, and you’ll most likely be faced with difficult financial decisions that have far-reaching implications. Based on experience helping people through this process, here are four things you can do to ease the process.
Read MoreFive Financial Tips for Military Families
Military members and their families face one-of-a-kind challenges. Follow these five tips to take advantage of potential benefits and simplify your military family’s personal finances.
Read MoreUnlocking The Treasures of Financial Wellness: Part 4
Part of goal setting is saving. Saving a portion of your income helps you develop financial discipline and allows you to envision your future more clearly. Saving also applies to—but is not exclusive to— preparing for your retirement.
Read MoreUnlocking The Treasures of Financial Wellness: Part 3
While budgeting establishes the foundation of your financial health, setting goals sets the direction. Here are a few ways to set lasting goals.
Read MoreWhen bears are loud, consider this
In recent days, I’ve read things like “Brace yourself for economic hurricanes” and “Wall Street investor survey paints a dire outlook.” It makes you wonder where the bullish thinkers have gone.
Read MoreUnlocking The Treasures of Financial Wellness: Part 2
The first step in creating financial wellness is to gain knowledge. Knowledge is power—the power to build robust financial health.
Read MoreUnlocking The Treasures of Financial Wellness
While finances and health may seem unrelated, the two are often closely intertwined, especially in America’s bustling, free-flowing marketplace. Learn more about the intersection of financial wellbeing and health.
Read MorePay Off Student Loans The Smart Way
Start on your way to building a financially stable future after graduation with these six tips for paying off your college debt.
Read MoreThank you for being IN THE ROOM with Ben Stein
Thank you for joining us IN THE ROOM with Ben Stein. If you’d like to watch the discussion again, or if you were unable to join us, the replay is available for you to view until June 19, 2022. To access the replay:If you...
Read MoreYour Education Funding Options
To help you prepare for the cost of college, there are options to help you save. Planning ahead for college savings can keep you from resorting to using your retirement funds for education spending when the time comes.
Read MoreSaving for College
When you’re ready to start thinking about saving for your kids’ college funds, it’s time to learn about the different types of education-based savings accounts. Here are three of the most common options.
Read MoreGive the Gift of a 529 Plan
Explore a 529 Plan and how the tax benefits of this plan could make it the right choice for your family.
Read More529 Plan 101
Many parents today suffer from sticker shock when they learn what it costs to send their children to college. While the cost of college can be a hard pill to swallow, it’s never too early to get familiar with a 529 college savings plan.
Read MoreDo You Have a Savings Plan?
The importance of having a savings plan can’t be stressed enough. Here are three simple things you can do right now to start saving more.
Read MoreConcerned You’ll Outlive Your Money?
Americans are living longer than ever and that, of course, means they need more and more retirement savings.
Read MoreFive Savings Secrets
There are many ways to start saving, even if you start out small, that can increase your net worth without significantly altering your current quality of life.
Read MoreDon't Invest Like a Leprechaun
While many of you will be “going green” on the 17th of March, Leprechauns have their eyes set on gold. Find out how much a pot of gold is worth and why it might not be wise to invest like a leprechaun.
Read MoreKeeping It In Perspective
It’s easy to get excited reading the news. With all of the storm and stress of the last few years, it’s only natural to react to each ping of our phone’s news apps with a deep sigh and a cynical “what now?”
Read MoreLife Insurance: Term or Permanent?
Determining the right type of life insurance for your family’s needs can be confusing and complex. Do you need term, permanent, or a combination of the two? Do you need whole, universal, or variable life? Term insurance is...
Read MoreThe Many Important Roles of Life Insurance
Most people are aware of the typical life events that trigger a need for life insurance, such as marriage, the birth of a child, or the purchase of a home. But life insurance can also help with other important financial needs: Life...
Read MoreTax Season: What to Expect
Tax returns must be filed on April 15 of every year unless an extension is filed or if April 15 falls on a weekend or holiday. A quick reference for what to expect with your tax forms: W-2 (Employment income) and 1099...
Read MoreReducing Tax Burden
Make sure you’re taking advantage of opportunities to reduce your tax liability. That begins with understanding the “ADCs” of reducing your tax burden: Avoid, Defer, or Convert.
Read MoreTax Surprises for Life Events
Whether you’re getting married or divorced, welcoming a new baby, sending a child off to college, changing jobs, or retiring, most life events have tax implications. While some of these events result in welcome new credits and deductions, o
Read MoreManaging Your Tax Exposure
Tax planning is a part of our ongoing process that should continue beyond tax season. Working together can help avoid surprises and take advantage of provisions that can help you manage your tax exposure.
Read MoreDetermining the best tax strategies for your small businesses
No matter how simple or complex your business, tax considerations are central to many important decisions: how you structure your business, how you pay yourself, whether to buy or lease office space and equipment, and more.
Read MoreHow can a financial professional help you?
People often view financial guidance as investment guidance. However, there’s a big difference between simply managing your investment portfolio and taking a holistic approach to coordinating your entire financial picture.
Read MoreWhat Medicare Covers—and What It Doesn’t
Turning 65 means you’re now eligible to receive Medicare benefits. But sorting through the Medicare alphabet can be challenging. How do you get started and what do you need to know before you enroll? The first step is to visit...
Read More2021 Year-End Letter
2021 was the hangover from the year that we still can’t believe actually happened. Life started to feel more normal (whatever that means anymore!) but we still wonder if this is the new normal that we should accept as reality....
Read MoreYou Can Avoid Higher Medicare Premiums
Whether you’re receiving Medicare benefits now, or will begin soon, it’s important to understand how income-based premiums are calculated for Medicare Parts B and D. Your premium is determined by your modified...
Read MoreStay Ahead of Medicare Choices
Right about now you’re probably thinking time flies—and it does! Many people aren’t aware that the best time to begin planning for and learning about their Medicare options, eligibility, and enrollment requirements...
Read MoreYour Security Online: Online Shopping
If shopping without braving crowds and weather sounds attractive, you’re not alone—the amount of shopping done online is constantly going up. And as you can imagine, when online shopping increases, online fraud does, too....
Read MoreEasing into Retirement
There’s good news for the growing number of Americans approaching retirement age who are ready to scale back, but aren’t ready to completely stop working: Work-from-home jobs give you more options than ever before, whether...
Read MoreAvoiding High Medicare Premiums
Managing your retirement income and Medicare costs can be confusing. For instance:Most people who are eligible to receive Medicare benefits pay no premium for Medicare Part A. However, Medicare Parts B, C, D, and Medigap charge...
Read MoreRetire Wise | November 2021
Social Security Announces the Largest COLA Increase in 40 YearsThe Social Security Administration (SSA) recently announced the largest cost-of-living adjustment (COLA) in four decades. For Americans receiving Social Security benefits,...
Read MoreSave On Taxes With These Simple Year-End Tips
USE THESE YEAR-END TAX PLANNING TIPS Everybody wants to save on their taxes. If you think tax-saving strategies are too complicated, you could be missing out on tax savings. There are a few simple tax-saving strategies available to...
Read MoreReady for Medicare Open Enrollment?
Medicare’s annual open enrollment period begins October 15 and ends December 7. During this time, current Medicare beneficiaries have the option to adjust their coverage for the coming year. Any changes to your plan will go into...
Read MoreEstate Taxes May Be Amended Soon
To help raise revenue to pay for President Biden’s Build Back Better Plan, Congress is considering a number of tax law changes, including adjusting estate taxes.One of the proposals would reduce the estate tax exemption to...
Read MoreFinancial Watch | October 2021
What Does Your Credit Score Say About Your Financial Health?Your credit score, the three-digit number lenders use to help measure your credit worthiness, has the power to save—or cost you—thousands of dollars in interest...
Read MoreGet a Handle on Holiday Spending
It’s not too late to get a handle on spending. Begin with these tips:Develop a holiday spending budget—Whether you plan to travel, host or attend holiday parties, shop for friends and family members, or all the above, a...
Read MoreDo you control your finances, or do your finances control you?
Do you control your finances, or do your finances control you? If you’re like many people, today’s rapidly changing economic picture and frantic pace of everyday life prevent you from effectively working toward pursuing...
Read MoreEstate Planning: Tough Conversations, Tough Decisions
Creating an estate plan is an essential component of your financial life, but one that can lead to uncomfortable conversations. For one, it forces us to discuss that none of us will live forever. And, it may reveal details about your...
Read MoreRetire Wise | September 2021
How Technology Is Making It Easier and More Cost Effective for Retirees to Age in PlaceAccording to a recent national survey, 90% of adults, age 50 or older, say they want to remain in their current homes as they age. The survey also...
Read MoreThank you for being IN THE ROOM with Heroes of 9/11
Thank you for joining us IN THE ROOM with Heroes of 9/11. If you’d like to watch the discussion again, or if you were unable to join us, the replay is available for you to view until October 9, 2021. To access the replay:If you...
Read MoreLead With Planning
Many of you know that my dad started Balanced Financial Concepts in 1987. If you haven't heard The American Dream story, READ IT HERE. I joined the firm in 2009 and quickly began to learn how to provide customized financial guidance to...
Read MoreRetire Wise | August 2021
4 Things You Can Do About Rising InflationIn June, the Consumer Price Index, which measures the change in the prices of a broad range of goods and services over time, rose 5.4% from a year earlier, marking the sharpest increase in...
Read MoreYou’re Invited: IN THE ROOM with Heroes of 9/11
We are living in a pivotal moment of American history, and there’s one word that best sums up our hope and optimism: resiliency.It’s in this spirit that I’d like to invite you and your family to join me IN THE ROOM...
Read MoreRetire Wise | June 2021
4 Reasons to Consider Selling Your Business in 2021Like many business owners, you may have spent more time over the last year focused on keeping your businesses afloat and navigating rapidly changing public health orders, rather than...
Read MoreYou’re Invited: IN THE ROOM with Grammy and Tony Award-Winning Hamilton Star, Leslie Odom, Jr.
On Thursday, June 17, you and your family are invited to join us for an invitation-only conversation and performance with a legend in the making: Leslie Odom, Jr.Get your digital front-row seat as Leslie shares his journey to success...
Read MoreNew Virtual event: IN THE ROOM!
We recently hosted our first IN THE ROOM virtual event featuring Ben Bernake. If you missed it or would like to watch it again, the replay is available for you to view until April 18, 2021. To access the replay: If you registered in...
Read MoreThe American Rescue Plan Act Explained
The Cetera Advanced Planning Group has released an overview of the American Rescue Plan Act of 2021. This provides explanation and analysis on how this may affect your financial planning interests.This overview provides information...
Read MoreLessons from a pandemic
Unbelievably, we’re now one year since the Coronavirus (now affectionately called COVID-19) pandemic forced us to change the way we see the world and the way we go about our lives. As we look back on what I hope is just...
Read More2021 Tax Update
Friends, A few tax updates as we welcome Spring: IRS has extended the 2020 tax filing and payment deadline to May 17. Here is the official announcement, though IRS will provide further guidance soon: https://www.irs...
Read MoreRetire Wise | March 2021
3 Ways to Boost Cash Reserves in RetirementHow would you pay for an unanticipated home or car repair, medical emergency, or other expense? A recent study indicates that fewer than 4 in 10 Americans have enough savings to pay for an...
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